Sunday, November 30, 2008

How Can I Find a Cheap Engagement Ring? Here's How!

By Tom W. Mason

You're all set to pop the question - you know exactly how you're going to do it. You know exactly what to say and you're eager to get that ring on her finger! However, that's just what you're missing - the ring! You don't have a huge budget though, so you need to find a cheap engagement ring ? but is this even a possibility?

First off, I hate to use the word "cheap" in the same sentence as "diamond ring". Why don't we instead say affordable engagement ring ? sounds a lot better in my opinion!

When you're on a tight budget, price has to be a consideration. You need to assess your finances and decide how much you can afford to spend on this very important purchase. Remember that this is going to be a large purchase, so be realistic.

You'll either have to tap into your savings to pay for this purchase or save up for an engagement ring. Don't make the mistake of spending too little - this is one of the most important purchases you'll ever make.

Generally, people budget about two month's salary for an engagement ring. This may not be possible in your case - don't worry if you're in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month's salary for an engagement ring.

If you can't afford two month's salary for an engagement ring, don't worry. It is possible to find a beautiful diamond engagement ring which does fit into your budget. The important thing is to make the most of your budget.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she'll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

Go to my site and grab the Diamond Buying Guide - it will show you a ton of tricks on saving money on engagement rings. It's amazing how many people waste money on this purchase. I'll make sure get every last bit of your money's worth.

Keep the setting simple - 14 carat white or yellow gold. When you're on a budget, avoid spending too much on the setting - you can skip 18 carat gold or platinum. Your budget should go primarily towards the diamond itself.

As far as the diamond goes, you want to get the largest diamond possible. While diamonds are graded on many different criteria, you can get an idea of which factors to look for in my Diamond Buying Guide. This information can help you avoid spending too much money for too little diamond.

It really is possible to find the perfect ring for your fiance without breaking the bank; just keep in mind that you are not looking for a cheap diamond engagement ring, but an affordable diamond engagement ring! Happy hunting! - 16650

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